Posh Tip: 4 Ways to Avoid Feeling Broke
Despite what’s in your
bank account there are ways that you can avoid feeling broke, and live in a
state of abundance, which is what will attract even more abundance. As modern, multi-hyphenate, twenty and thirty something
women we are ever so diligent at building our empires at this point in our
lives. We work hard, so we want to play hard as well; and we want to look great
and feel great while doing both. Sometimes, unfortunately, our budgets may not
allow us to do everything at once.
No matter what your
resources look like on paper right now, it’s what you think, speak and live
that’s going to help change your situation. It will take time for the results
of your plan to start to come to fruition, but what you can control in the
meantime is your attitude about your finances. I know there is lots of
practical advice out there that speaks to how to build your finances, but what
I’m focused on here are the emotions that kind of swirl behind the scenes. Here
are a few ways you can avoid feeling
broke:
Use you words for good, and not evil.
What we speak into the
Universe is what gets brought forth into our lives. So if you say, “I’m broke”,
you’re going to feel broke. Avoid language that makes you feel crappy at all
costs. Remove words and phrases like “broke”, “poor”, “lack” and “I don’t have”
from your vocabulary, and replace them with things that are positive. Try “I
didn’t budget for that this month” or “now is not the best time for me to
indulge, but with some planning maybe I can do that in the future”. See the
difference? One set of words can make you feel like a helpless victim to your
situation, while the other set shows that you have ownership over your
financial choices.
Save and stash.
When I was going through
my roughest financial period several years ago, it was nothing for me to shake
my little jar of pennies into the Coinstar machine at the grocery store and
turn them into dollars. But I notice that so many people disregard coins as
though they are not spendable. Save all your coins someplace where you might
forget about them, let them pile up for a few weeks or months—you’ll feel pleasantly
surprised at how much extra cash you can end up with. Similarly, you can stash
bills where you’ll forget about them too. You know that awesome feeling you get
when you find a $20 bill stuffed in the pocket of last year’s winter coat? You
can have that feeling all over your home. When you get paid, stick a $20 bill
into the top drawer of your nightstand. Slip a $5 bill into a hidden
compartment in your car. Stuff $10 into one of your shoes. Not only will you
not spend that money right away, it will end up delighting you by coming in
handy when you need it most.
Keep cash close.
A long time ago my mom
sent me a financial article that suggested that in order to avoid feeling
broke, you should keep one large bill in your wallet at all times, and that you
should also avoid spending that bill at all costs. The article recommended a $50
or $100 bill—I started with $20. The idea here, though, is that as long as you
have that bill in your wallet, the phrase “I don’t have any money” is null and
void. I have never forgotten that suggestion because it worked for me; in fact,
I still keep a bill tucked into my wallet even today; that idea helped me to
not only know I always had some money,
it helped me to visualize that bill growing and to imagine what it would feel
like to have it multiply.
Treat yourself well.
Whatever it means to you,
treat yourself well at all times. Whether that means wearing your most special
wardrobe pieces, giving yourself a mani/pedi, eating really well or working
out—do what makes you feel good as often as possible. The more positive you
feel and the more energy you have, the better your outlook will be on your life
and your finances in general.
Here are some other Posh Tips you might like:
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